When Does It Make Sense to Refinance?

Refinancing can be a wonderful tool that is used to positively effect your financial journey.

The beautiful thing about owning a home is that you can build equity (the difference between how much you owe and what your home is worth) as you pay down your mortgage and as the value of your home rises over time. Sometimes it can make a lot of sense to tap into that equity to help pay off higher interest debt, lower your total monthly expenses, pay for home renovations or even to start a new business or invest.

Other reasons to refinance would be to lower your mortgage payment through obtaining a lower interest rate, or getting rid of any PMI that you may have. All of this sounds great but the question becomes, "Is it actually worth it?"

This is something that we answer on a daily basis. We can put together an assessment for you that breaks everything down for you with simple, easy terms.

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Best Rates In Town

We have access to multiple lenders and carriers to shop on your behalf for the best rates, products, and coverages.

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Know that you are getting a great deal that helps you accomplish your short and long term financial goals.


We live in the same communities that you do and know the financial landscape to better advise you.

Multiple Lenders, Countless Options.

Fox Mortgage is 100% independent, we can shop your loan out to a wide range of mortgage lenders to see who offers you the best deal possible. The best part? It doesn’t cost you a penny more to use us. We are compensated by the mortgage lenders directly, and work on your behalf rather than working directly for a single lender. This gives us more options and very competitive rates!

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Saved clients over one million in loan fees alone
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